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Health Care Reform

President Obama’s health care reform speech to a joint session of Congress on September 9, 2009, in its entirety…

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This post was written by Jeanne at http://chronichealing.com. Copyright © Jeanne — chronichealing.com. All rights reserved.


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Reading: Health Care Reform

2 comments

1 YayaNo Gravatar { 09.10.09 at 5:35 am }

Sounds good.
Seems like our insurance is covering less and less every time I pick up a prescription.
And we’ve had summers where Josh is in between teaching jobs and we have no insurance. Trying to get ourselves insurance without a job was too expensive. So we were forced to buy my medicine at cost which was hundreds of dollars a month. Luckily both times it only lasted the few summer months, but I can’t imagine for people who have to do that all the time.
.-= Yaya´s last blog ..Happy PUPPY Day! =-.

2 JeanneNo Gravatar { 09.10.09 at 9:15 am }

Alicia,

The problems you’ve described are all-too-common. Health insurance prices continue to rise drastically as services are simultaneously cut. It’s disgraceful.

There have been a great many uncovered expenses in our house, despite having insurance. We have also had extended periods where we were on COBRA (paying the full premium at the price the former employer was paying… which is far less than purchasing private insurance elsewhere). Now, we have exhausted the COBRA (18 months)… My husband’s job provides no health benefits whatsoever. None.

He is a contract worker rather than a direct employee of the large company where he works. So his services get billed through his consulting business. So we are eligible for purchasing private insurance through the Chamber of Commerce the next county over through his consulting firm/DBA. There is no such service in our county or in the county where he works (an hour’s drive away). We were fortunate enough to hear about this method for purchasing health insurance privately via an endometriosis support group member here locally who used to work at that Chamber of Commerce.

So we are actually paying a bit more now than we were on COBRA. It is a great deal of money. In the meantime, our plan has a $1,000 deductible per person, per year, high co-pays, exclusions to what is covered, etc. To make a very long and complicated story short, we have almost lost our home three times now due to medical bills. The system is broken and needs fixing.

Jeanne

P.S. I’m surprised that Josh’s insurance as a teacher stops in the summer! I would have thought that would stay active year-round.

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